{"id":16048,"date":"2020-05-04T16:29:57","date_gmt":"2020-05-04T16:29:57","guid":{"rendered":"https:\/\/louisvillehomesblog.com\/?p=16048"},"modified":"2023-08-07T16:42:36","modified_gmt":"2023-08-07T16:42:36","slug":"local-lender-offers-innovative-program-to-louisville-businesses","status":"publish","type":"post","link":"https:\/\/trepryor.com\/blog\/local-lender-offers-innovative-program-to-louisville-businesses\/","title":{"rendered":"Local Lender Offers American Dream Program to Louisville Businesses"},"content":{"rendered":"\n<p>This isn&#8217;t the type of piece you typically find on my website. But if you&#8217;re a <strong>local business owner<\/strong>, this could be a valuable addition to your company&#8217;s benefits package and it won&#8217;t cost you a dime. <a href=\"https:\/\/www.swanhelp.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Swan Financial Mortgage Services<\/a> has created the <strong>American Dream Program<\/strong>. Sounds promising right? It was created by Randy Raque, a Mortgage Loan Expert, with Swan. I sat down with Randy to learn more about it.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"580\" height=\"300\" src=\"https:\/\/trepryor.com\/blog\/wp-content\/uploads\/2011\/05\/homeowners_children.jpg\" alt=\"Photo of family with two young girls in front of a new home\" class=\"wp-image-8480\" srcset=\"https:\/\/trepryor.com\/blog\/wp-content\/uploads\/2011\/05\/homeowners_children.jpg 580w, https:\/\/trepryor.com\/blog\/wp-content\/uploads\/2011\/05\/homeowners_children-300x155.jpg 300w\" sizes=\"auto, (max-width: 580px) 100vw, 580px\" \/><\/figure>\n\n\n\n<!--more-->\n\n\n\n<p><strong>Tell me about this new program that Swan Financial has created. What is it called?<\/strong><\/p>\n\n\n\n<p>&#8220;It&#8217;s called the American Dream Program. We educate people on the home-buying process from start to finish in a very easy-to-understand brochure. We can also send it in digital format.&#8221;<\/p>\n\n\n\n<p>&#8220;Swan Financial comes on the worksite and takes 10 minutes to explain the home buying process. We provide breakfast or lunch for all employees that attend this meeting.&#8221;<\/p>\n\n\n\n<p><strong>What are the benefits to home buyers who qualify? What are the requirements?<\/strong><\/p>\n\n\n\n<p>&#8220;The benefits to the home buyers are feeling more comfortable with the home buying process. They also receive a $500 Visa gift card at the closing table when they purchase their home.&#8221;<\/p>\n\n\n\n<p>&#8220;The requirements vary. We have no money down options that is less expensive than what most renters are paying monthly for rent.&#8221;<\/p>\n\n\n\n<p><strong>Can any Louisville business take advantage of this program? Have any local businesses already joined up?<\/strong><\/p>\n\n\n\n<p>&#8220;Yes, any business in the state of Kentucky can take advantage of this program. Several business people have taken so far including <a rel=\"noreferrer noopener\" href=\"https:\/\/www.bachmanchevrolet.com\/\" target=\"_blank\">Bachman Chevrolet<\/a>, Kentuckiana Sheet Metal, and many other local companies.&#8221;<\/p>\n\n\n\n<p><strong>Anything else to share?<\/strong><\/p>\n\n\n\n<p>&#8220;Employers may want to know that homeownership increases production at an office by as much as 12%. Also, the <a rel=\"noreferrer noopener\" href=\"https:\/\/www.keepingcurrentmatters.com\/2015\/10\/26\/2016-homeowners-net-worth-will-be-45x-greater-than-a-renter\/\" target=\"_blank\">net worth of a renter is $5,400 compared to a homeowner which is $194,500<\/a>.&#8221;<\/p>\n\n\n\n<p><strong>That&#8217;s good info. Thanks for your time!<\/strong><\/p>\n\n\n\n<p>Related: <a href=\"https:\/\/trepryor.com\/blog\/rent-buy-louisville-ky\/\" target=\"_blank\" data-type=\"URL\" data-id=\"https:\/\/trepryor.com\/blog\/rent-buy-louisville-ky\/\" rel=\"noreferrer noopener\">Rent or Buy in Louisville KY? <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>This isn&#8217;t the type of piece you typically find on my website. But if you&#8217;re a local business owner, this could be a valuable addition to your company&#8217;s benefits package and it won&#8217;t cost you a dime. Swan Financial Mortgage Services has created the American Dream Program. Sounds promising right? It was created by Randy [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":8480,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":""},"categories":[788,680],"tags":[1683],"class_list":["post-16048","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-opinion","category-residential","tag-american-dream-program","entry","has-media"],"_links":{"self":[{"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/posts\/16048","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/comments?post=16048"}],"version-history":[{"count":1,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/posts\/16048\/revisions"}],"predecessor-version":[{"id":19591,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/posts\/16048\/revisions\/19591"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/media\/8480"}],"wp:attachment":[{"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/media?parent=16048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/categories?post=16048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/tags?post=16048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}