{"id":18393,"date":"2010-09-11T13:39:21","date_gmt":"2010-09-11T17:39:21","guid":{"rendered":"https:\/\/louisvillehomesblog.com\/?p=1837"},"modified":"2023-09-01T19:13:04","modified_gmt":"2023-09-01T19:13:04","slug":"morningtar-cites-louisville-as-great-cities-for-retirees","status":"publish","type":"post","link":"https:\/\/trepryor.com\/blog\/morningtar-cites-louisville-as-great-cities-for-retirees\/","title":{"rendered":"Morningtar Cites Louisville as Great Cities for Retirees"},"content":{"rendered":"\n<p>A quick little post to highlight yet <a href=\"https:\/\/trepryor.com\/blog\/louisville-9th-least-expensive-cities-says-kiplinger\/\" data-type=\"link\" data-id=\"https:\/\/trepryor.com\/blog\/louisville-9th-least-expensive-cities-says-kiplinger\/\">another award<\/a> for Louisville as a great place to live. This time Morningstar writes &#8220;Five Areas for Homebuyers to Investigate&#8221; where Louisville, KY is listed under &#8220;Low-Profile College Towns&#8221; as a great place to consider moving.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Low-Profile College Towns. You can find great deals and lots of culture in places like Lexington, Ky., or Knoxville, Tenn. Asheville, N.C., has become somewhat of an artist&#8217;s colony. Bloomington, Ind., feels like a southern town, although it&#8217;s close to the capital, Indianapolis. Champaign-Urbana, Ill.; <strong>Louisville, Ky.<\/strong>; and Jackson, Miss., also offer many amenities at low prices.<\/p>\n<\/blockquote>\n\n\n\n<p>What was even more interesting to me was how the story ended by belittling real estate as an investment while defining the investment incorrectly. It took this comment from a reader to see the record straight, in my opinion.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>An important note on looking at whether real estate is a good investment (and this is what a lot of people forget): your NET return on investment. So that&#8217;s roughly appreciation minus taxes, depreciation\/maintenance and finance costs. Then figure out the additional benefits of the mortgage and tax deductions and capital gains break (if you qualify and itemize).<\/p>\n<\/blockquote>\n\n\n\n<p>I would expect Morningstar to have a more complete view of what an investment is given their history. My other gripe, how is Louisville a &#8220;low-profile college town&#8221;?!?<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A quick little post to highlight yet another award for Louisville as a great place to live. This time Morningstar writes &#8220;Five Areas for Homebuyers to Investigate&#8221; where Louisville, KY is listed under &#8220;Low-Profile College Towns&#8221; as a great place to consider moving. Low-Profile College Towns. You can find great deals and lots of culture [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":""},"categories":[678],"tags":[1039],"class_list":["post-18393","post","type-post","status-publish","format-standard","hentry","category-news","tag-great-cities-for-retirees","entry"],"_links":{"self":[{"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/posts\/18393","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/comments?post=18393"}],"version-history":[{"count":1,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/posts\/18393\/revisions"}],"predecessor-version":[{"id":20978,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/posts\/18393\/revisions\/20978"}],"wp:attachment":[{"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/media?parent=18393"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/categories?post=18393"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/tags?post=18393"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}