{"id":5332,"date":"2014-09-25T10:45:49","date_gmt":"2014-09-25T14:45:49","guid":{"rendered":"https:\/\/louisvillehomesblog.com\/?p=5332"},"modified":"2023-08-21T19:49:29","modified_gmt":"2023-08-21T19:49:29","slug":"safe-louisville-kentucky","status":"publish","type":"post","link":"https:\/\/trepryor.com\/blog\/safe-louisville-kentucky\/","title":{"rendered":"How Safe Is Louisville Kentucky?"},"content":{"rendered":"\n

Do you want to live somewhere safe? Maybe it’s time to move to Michigan?<\/p>\n\n\n\n

\"Hazard
As you can see from this map, great risks occur on the coastlines and near larger water sources.<\/figcaption><\/figure>\n\n\n\n\n\n\n\n

All joking aside (who’d want to live in Michigan?) it’s interesting to look through the new report published by CoreLogic<\/a> that looks at property loss data through natural disasters.<\/p>\n\n\n\n

First on our minds would be, “How Safe Is Louisville Kentucky?<\/strong>” Out of the 49 states listed in the report, Kentucky ranked 30th<\/strong> with a Hazard Risk score of 47.34. Indiana was slightly more risky with a 50.74 and Tennessee was slightly safer with a 46.48.<\/p>\n\n\n\n

Data like this is used to build homeowners insurance rates, along with a slew of information, such as crime and replacement cost values. <\/p>\n\n\n\n

I did find it odd that Alaska and Hawaii were not included, due to “limited natural hazard risk data.” I would expect both to be a much higher risk than average.<\/p>\n\n\n\n

The top 10 states most at risk for natural disasters are as follows.<\/p>\n\n\n\n

1    Florida          94.51\n2    Rhode Island     79.67\n3    Louisiana        79.23\n4    California       75.56\n5    Massachusetts    72.12\n6    Kansas           69.51\n7    Connecticut      69.04\n8    Oklahoma         66.82\n9    South Carolina   66.38\n10   Delaware         65.38\n<\/pre>\n\n\n\n
So it appears that according to this report, Louisville is fairly safe. That should make us all sleep better at night. <\/p>\n\n\n\n
If you’d like to learn more about how rates are determined, visit How Are Home Insurance Rates Determined?<\/a> <\/p>\n","protected":false},"excerpt":{"rendered":"
Do you want to live somewhere safe? Maybe it’s time to move to Michigan?<\/p>\n","protected":false},"author":2,"featured_media":7231,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ocean_post_layout":"","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"","ocean_post_title_background_color":"","ocean_post_title_background":0,"ocean_post_title_bg_image_position":"","ocean_post_title_bg_image_attachment":"","ocean_post_title_bg_image_repeat":"","ocean_post_title_bg_image_size":"","ocean_post_title_height":0,"ocean_post_title_bg_overlay":0.5,"ocean_post_title_bg_overlay_color":"","ocean_disable_breadcrumbs":"default","ocean_breadcrumbs_color":"","ocean_breadcrumbs_separator_color":"","ocean_breadcrumbs_links_color":"","ocean_breadcrumbs_links_hover_color":"","ocean_display_footer_widgets":"default","ocean_display_footer_bottom":"default","ocean_custom_footer_template":"0","ocean_post_oembed":"","ocean_post_self_hosted_media":"","ocean_post_video_embed":"","ocean_link_format":"","ocean_link_format_target":"self","ocean_quote_format":"","ocean_quote_format_link":"post","ocean_gallery_link_images":"off","ocean_gallery_id":[],"footnotes":""},"categories":[682],"tags":[1306],"class_list":["post-5332","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-trends-statistics","tag-how-safe-is-louisville-kentucky","entry","has-media"],"_links":{"self":[{"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/posts\/5332","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/comments?post=5332"}],"version-history":[{"count":1,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/posts\/5332\/revisions"}],"predecessor-version":[{"id":20472,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/posts\/5332\/revisions\/20472"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/media\/7231"}],"wp:attachment":[{"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/media?parent=5332"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/categories?post=5332"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/trepryor.com\/blog\/wp-json\/wp\/v2\/tags?post=5332"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}