Covid-19 and Mortgages: What Will Happen?

2020 has come upon the world with wrath like no other. Uncontrollable fires in California, and Australia, mass flooding, and now the worldwide pandemic Covid-19. We are facing challenges that have not been seen in a long time and this is having very real consequences on the way we live our every day lives, and how we will come out of this disease and back into the normal swing of things. There’s a major question regarding what will happen with Covid-19 and mortgages for the rest of year.

Photo of a mortgage application, pen and calculator
Predicting the future is always full of peril. Trying to predict with will happen with Covid-19 and mortgages is equally challenging.
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6 Kitchen Upgrades to Increase the Value of Your Home

If you want to upgrade the look of your house to entice more potential homebuyers, then the kitchen is the first place to look at. It is the one essential space in the house, as it is where you store your food and cook it. So if you want to increase the value of your home, start in the kitchen.

Photo by Mark McCammon

However, carefully considering the endeavor is essential. What was popular in the past, may not work in today’s home. If you decide to do it, meticulous planning should take place as renovating your whole kitchen is regarded as a bold move since it is one of the first things a potential buyer looks at.

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What You Should Know Before Moving Across The Country

Will you be moving across the country soon? Moving to an entirely new place can be very exciting! You may find that your move gives you a new lease on life. However, there are also some challenges you’ll have to deal with when you are planning your move. 

Photo of a moving company truck
There are a lot of variables when you’re moving across the country. It’s a big deal!

If you’re feeling overwhelmed, take a deep breath and try to stay relaxed. Keep these suggestions in mind, and you can expect your move to go a lot more smoothly.

A Cross-country Move Can Be a Huge Adjustment 

A lot of people underestimate just how much of an impact moving cross country will have on their life. When you move to another part of the country, you won’t just be leaving your family and friends behind. You may be living in an entirely different climate, and you’ll likely be in a new time zone as well. 

If you want to make things easier on yourself, you may want to spend some time visiting the area that you plan on moving to in advance of your move. If this isn’t possible for you, you should try to research the area and get to know it a little bit better. 

Your Favorite Businesses Might Not Be Your New Home 

If you’re based in New England, you might like to do your grocery shopping at Shop ‘N Shop. However, if you move to the midwest, you won’t be able to shop at this popular chain! Instead, you’ll be shopping at stores like Cub Foods and Kroger. 

A lot of businesses don’t have a nationwide presence. When you move, you’ll be leaving many shops and restaurants that you love behind. This means that you’ll have to find new favorites. 

It’s Essential To Stay Organized 

Have you ever lost an item after moving? It isn’t unusual for things to be misplaced during a move. However, you’ll find that losing items is more like to be a problem when you’re moving to a different part of the country. 

That’s why you’ll want to make sure that everything you pack is properly organized. You shouldn’t just toss items into boxes and hope for the best. It would be best if you came up with an organizational system when you’re packing. Try to pack items that belong in the same room together. Always label your boxes so that you know what is being stored where. 

Moving All Of Your Belongings Won’t Be Easy

Packing everything on your own and moving it is never easy. However, you’ll find that it’s a lot harder to move to a new state than it is to move to a new city. Because you’ll have a lot of challenges to deal with, you may not want to handle your move on your own. 

Instead of doing things yourself, you should work with a company that specializes in moving cross country. If you partner with professional movers, you’ll have a much smoother experience. Working with a moving company means you’ll have less to worry about. Movers will be able to handle a lot of the challenges of moving for you, which means you’ll have time left for other tasks.

You’ll Want To Take A Few Days Off

Try to schedule your move so that you’ll have some time to settle into your new home. You won’t want to start your new job on the first day in your new home. Ideally, it would be best if you took a little time off so that you have time to settle in, unpack, and recover from all of the stresses of your move. 

Don’t underestimate how challenging your move is going to be. Take some time off so that you can adjust to your new home. Even taking a few days off can have a significant impact. Don’t push yourself too hard. Remember, moving to a new place takes a lot of hard work, even when you work with movers. 

If you’re going to be movers across the country, you’ll want to make sure that you’re ready to face all of the challenges that are awaiting you. Make sure that you have a plan in place for your move. You’ll want to avoid problems as you move so that you have time to settle into your new place.

Maybe you’re moving to Louisville? I would love to help make your transition as painless as possible. Contact me today!

What You Should Know About Buying an Energy-Efficient House

With homeowners becoming more interested in sustainability and environment-friendly lifestyle, energy-efficient homes are increasingly popular. So what does that mean for homebuyers? Keep reading to learn more about buying an energy-efficient house. 

Photo of a kitchen with new Energy Star appliances
Energy Star appliances are a great starting point but there are many other factors that go into an energy-efficient house.
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Basics on Financing Your First Home

Buying a home is not cheap. It is one of the most expensive purchases in a family. For most, buying a house entails acquiring a mortgage to facilitate their purchase. Whether you’re building your dream home or buying an existing property, it is highly likely that you will need a loan to make it happen. This piece highlights what you need to know if you plan on financing your first home.

Photo of a woman holding up a block house in front of real house

A loan used to purchase a home is called a home mortgage. The owner of the property (the borrower) transfers the title to the lender. Such transfer is subject to the condition that the title will be transferred back to the owner once all the terms of the mortgage have been met.

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Amazing Millennial Real Estate Trends In 2020

Real estate markets can be unpredictable. But there are certain commonalities related to shifts in human populations—specifically as regards mainstream generations. A human generation is typically about twenty years. Going further there’s a general life arc that tends to have a seventy-year expectation attached to it. This piece looks specifically at the millennial generation and millennial real estate trends we can expect in the coming year.

Photo of a young man with some credit cards
Millennials may be the most unique generation we’ve had in quite some time. Image by SD5432SD
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Architect Jobs That Are Most in Demand

If you have been gearing up to enter the field of architecture, you are probably all set with the most impressive credentials you can get. Maybe a Bachelors’s or Masters’s degree in architecture from a reputed, accredited college, a specialization in some area, and the requisite licensing. That’s a lot right there. Now you’re looking for architect jobs.

Photo of some professionals looking for architect jobs

The next step is to determine where to focus your energies. This way you have a steady stream of projects flowing in with a good potential for earning. In the current environment, this is possible in the following three areas.

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Save Big Money in 2020 Promotion

It’s a new year! Can you feel it? Do you have plans to buy a new home? If so, my new 2020 Promotion can literally save you thousands of dollars. This is for new clients only and it will totally be worth your time to read on…

Photo of a home with a SOLD sign in front
Thinking about buying your first home? Maybe you want to sell then buy? Depending on your situation you could save $2000, $4000 or even more!
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7 Essential Real Estate Tech Tools for Today’s Successful Agent

Real estate agents must rely on building relationships with clients and positioning themselves as the go-to when it comes to buying/selling a home. The traditional way of meeting people at parties, door-knocking around neighborhoods, and calling people whenever you feel like it is near an end. Real estate tech is taking over!

Real estate has always been, and will always be about relationships. Understanding and relating to people is huge! But technology is advancing and new tools are coming out that are helping Realtors (and businesses in general) with their marketing to meet those clients so they can build those relationships.

If you’re a real estate agent, it’s vital to understand where the real estate and construction industry is heading so you can stay ahead of it and be successful.

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Primer: Pre-Foreclosures and Short Sales

We’ve all heard about foreclosures for some time now. But what about pre-foreclosures? That’s different. What does it mean? Probably, just what you think it means. We’re talking about a property that’s not yet into foreclosure officially. The owner of the home is simply late on their payments. A type of pre-foreclosure where the owner owes more money than the home is worth is called a short sale.

Photo of a pre-foreclosure home

In this article, we’re going to cover four important aspects of purchasing a pre-foreclosure or short sale property.

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5 Ways to Save Money on a Home Renovation

When we buy a new home, we are often in love with it. It is new, exciting and many of us love decorating our homes from scratch. However, eventually, this honeymoon phase might end. There will always be ways to improve your home. Buying the house isn’t cheap but what if you could save money on a home renovation? After reading things like this handy Home Remodeling & Renovation Guide continue reading this article to learn even more!

Photo of a man painting a living room
Image by Laura Shaw

While you could sell your home and buy a new home. With the growth in home prices over the last decade or so this might not make sense. Instead, many people will opt to simply renovate their homes. This is more affordable and can reignite the love for your home that might have been missing.

However, some renovations are still quite expensive. But they don’t have to be. With that in mind, this blog post is going to look at a couple of different ways to save money on a home renovation or remodel job.

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Real Estate Forecast for 2020, Global Trends

In 2019, the housing market experienced low rates, limited supply, and high demand, especially in properties in the lower price range. Is the real estate forecast for 2020 going to be the same? The short answer is yes and no.

2020 graphic

According to real estate, mortgage, and housing experts, the new year is expected to bring a mix of the old and some fresh vigor. Below is a snippet of what is in store for you in the year 2020. 

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6 Tips for Selling a House “As Is”

While we may love our homes, there will come a time when we need to sell it. With home prices in the USA on the rise over the last decade, you might even be thinking about selling your home right now. When selling a home, there are a few ways you can go about doing it. Most people will fix up the house and then sell it for the highest price possible. But what if you’re selling a house “as is”?

Graphic: House for Money
Image by Mohamed Hassan

Unfortunately, selling a home “as is” often isn’t easy at all. There will always be buyers who are uneasy about purchasing “as is” homes. With that in mind, this article is going to go over a couple of helpful tips to assist you in selling your home without fixing any of its problems.

1. Get an Inspection Before Listing the Home

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5 Reasons Why Selling Your Home in Winter Is Smart

A couple of years ago I wrote the best practices outline for home sellers—Pro Strats for Selling Your Home in Winter. Now, on a related topic, I’m going to cover the reasons behind those strategies. Read on to learn five reasons why selling your home in winter is smart.

Photo of a home in winter
Maybe the trees are bare but if your home is updated today’s buyers want to see it!

Buckle up, because there’s a lot here. Some of which you will never hear from that your other agents. It’s time to get real.

1. Less Inventory Means Less Competition

We’ve all heard that the best time to list your home for sale is in the spring. That’s often the case but not always. Depending on your real estate market, your home’s attributes, inventory levels, and even your motivation for selling, selling during the winter might make more sense.

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