#1 Real Estate Blog in Louisville Kentucky

The Tide Is Turning: Foreclosure Rates Drop in Louisville

According to CoreLogic, foreclosure rates drop in Louisville as we watch the number of homes going into a foreclosure proceeding. This information was released in their most recent report. CoreLogic is a company that tracks and publishes data-driven reports, many centered around real estate, finances, and consumer goods.

Foreclosure Map for Louisville KY July 2012 - The Tide Is Turning: Foreclosure Rates Drop in Louisville
From the map above, you can see which portions of our city have the most foreclosures. The good news is that we’ve reached the peak and now we watch foreclosure rates drop in Louisville.
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Credit Cards and Mortgages: There’s a Link

Photo of man applying for a Louisville mortgage.
Applying for your Louisville mortgage can be quick and easy. Preparing to apply by being smart with your credit cards, which affects your credit rating, really pays off!

There is a direct link between your credit cards and mortgage in Louisville! You believe me, don’t you? And… it does not have to do with using your credit card with a 30% rate of interest to purchase your new home.

The link between your card and your mortgage lies in your credit rating. If your credit is out of whack, you are not going to be able to qualify for a mortgage. If you want to buy a house and get approved for a home loan you need to make sure that your credit card bill payments reflect responsible credit ownership so that the lenders consider you a good risk.

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5 Creative Lighting Ideas for Your Louisville Home

If you are searching for the perfect lighting for your home, you have come to the right place because this article will give you five creative lighting ideas for your home. You do not have to be a professional interior designer to be able to use these tips. All you need to is the right kind of lighting that you can install in your home.

Photo of a sample string light
String lighting can be used in a variety of ways, both indoors and out!
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There Aren’t Any Rental Homes in Louisville Kentucky

Of course, there aren’t any rental homes in Louisville, Kentucky but there aren’t many. I mean, there aren’t zero, but there certainly aren’t enough. And that might not change very much going forward.

Photo of a home in Louisville Kentucky
This could be a rental home in Louisville… but it’s not. The owners want to sell it, not rent it.
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Louisville Remodeling vs. Louisville Redesigning: It’s All in the Planning

Homeowners tossing around ideas on whether to remodel or redesign their homes are in a great position to weigh the pros and cons.

Photo of a couple looking at a contractor plan for remodeling their Louisville home
Make sure to have fun with your Louisville remodel. Planning ahead and utilizing trustworthy experts makes it all possible!
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Final Walk-through: Your Final Steps Towards Owning Your New Louisville Property

Every homebuyer should take a final walk-through of their soon-to-be new Louisville property before signing the closing papers. This is done to ensure that there has been no new damage to the property. It’s also to ensure that everything that is supposed to be included as part of the transaction is in the home and has not been removed.

Photo of wallpaper inset into a built-in nook for a formal dining room Rock Springs Homearama
When completing your final walk-through, make sure to cover all the bases, even things you might not have found in the home inspection.
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Green Siding Options for Your Home

If you are going to reside in your home, or if you are looking for a contractor to do the work, you might consider looking into a type of siding that is good for the environment, or at least better for it than most siding.

Photo of a handsome couple sitting on the porch of their home.
More and more of today’s young people are considering green products for their Louisville homes.
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Smart House Technology Now Affordable to the Masses

I’m sure there are many of you who thought we’d all have homes like The Jetsons by 2012. Am I right? Automatically open/close doors, conveyor belt indoor sidewalks, food dispensers that could whip up almost anything in mere seconds… well, the dream is still alive.

Photo of home with Smart House technology
Smart house technology can be as simple as a changing light setting at timed intervals, or as complex as controlling every electronic device in the entire home.
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