Opinion Pieces on Real Estate, Home Improvement, Interior Design and More

Want to know the biggest danger in Louisville real estate?

Some might consider this article’s title pure hyperbole. Let me be clear: It’s not. In July of 2012, the Flood Insurance Reform Act was passed. Some of its pieces weren’t “plugged in” until recently, but because of this piece of legislation, buying a certain home now can be like playing Russian roulette. Let’s learn about Louisville flood insurance.

Photo of waterfront homes in Louisville KY
Just because your Louisville home is near water doesn’t mean it’s in a floodplain. But it could… and that could cost you thousands of additional dollars with the recent legislation regarding flood insurance.

Here’s the inside scoop…

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Successfully Negotiating a Louisville Home Sale

Some people believe that all it takes to get a super deal on a Louisville home sale is to run into a desperate seller who will take a low-ball price. This rarely happens.

Photo of a Louisville family home
When thinking about negotiating a Louisville home sale, this happy family likely followed the tips outlined below.
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The Housing Reform and Relocating to Louisville

Housing finance reform has seen progress since its inception and across the nation, house prices are beginning to bounce back. Here in Louisville, the housing industry has seen significant gains as of August.

Photo of great Louisville neighborhood when relocating to Louisville KY
Thinking about relocating to Louisville? This post shares of the great reasons why such a move would really pay off.
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When Can You Trust Your Realtor?

Trust. It’s the key facet of every human relationship. Before I became a Realtor, I thought Realtors enjoyed a great reputation. Why? Because my Realtor was a great guy—hardworking and trustworthy. I would refer him to all my friends and family, who each shared glowing recommendations. But how about you? Do you trust your Realtor?

Photo of hard working Realtor with a client
Can you really trust your Louisville Realtor? That’s a great question. Learn how here.
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Louisville Homes Appreciation Up in 2013 But Have a Great Deal of Ground to Make Up

Rather than publish a treatise on a topic. I prefer pictures. I bet you do too!

With our shared interest in mind, I’ve created the following chart to show how Louisville homes have performed in recent years during the housing recession.

Chart of Louisville Home Appreciation/Deprecition from 1981 to 2013
This chart only shows Q1 performance for 2013 but hopefully, this gain will be extended through the year as we return to a more traditional 4%-5% annual appreciation here in Louisville.
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The Good, Bad and Ugly in Louisville Real Estate

I’ve spent a good many posts ranting about things that bother me in my career as a Louisville Realtor. Blog ranting is a good way to blow off steam.

(Better that than actually telling someone they’re a bad person. Heh.)


Perhaps the best movie theme music of all time.

Today I thought I’d hit the topic from a new perspective… all of them.

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Louisville Home Loan – Where Your Payments Go

If you have a Louisville home loan you will be paying interest monthly on the whole balance that is still owed. At the beginning, almost all of the payment goes towards paying off the interest. As the years go by, however, less money is put towards the interest and more gets put towards the principal.

Photo of two cute homes in Clifton Louisville KY
Sometimes the smart choice is buying less home than you can afford and saving money on all those interest payments, which can really add up.
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4 Ideas to Help Your Parents Age in Place

It’s essential to pay attention to needed physical changes in a home – which sometimes are as simple as moving kitchen utensils to be within easy reach. But it’s also important to look beyond handrails in the hallways to make sure needs are met that allow older people to live independently.

Photo of mature couple
We may not be there yet but it’s always smart to plan for the future. Responsibility for aging parents most often falls to their children.
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First Time Louisville Home Buyers Expectations

As a first time Louisville home buyer you may not know exactly what to expect when it comes to house prices or types of homes. It may come as quite a shock to find out exactly what you can afford and what is out of your price range when you’re just starting out.

Photo of a young couple first time homebuyers in Louisville KY
First-time homebuyers have many questions. Make sure you get all your questions answered before buying your first Louisville home.
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Louisville Housing Market Looks Cautiously Optimistic

The watchwords for the Louisville housing market are “cautious optimism” for 2013. As per the home price index issued by CoreLogic Inc., home prices in the region increased by 0.2 percent in December of 2012 compared to what they were a year ago. This is also the biggest annual increase seen since May 2006.

Photo of a cute house for sale
Signs point to a favorable year for the Louisville housing market, with foreclosure numbers dropping, new housing starts up, and more.
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Professional Help Makes Difference Selling Vacant Louisville Homes

Sometimes there is no way to avoid selling vacant Louisville homes. If you have had a sudden job transfer or need to leave the area quickly for one reason or another, your house may have to be vacant while you are trying to sell it.

Photo of a vacant room
Selling a home that is vacant is always more challenging as many buyers have a difficult time imagining a room’s purpose.
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Louisville Real Estate Investment Company – Putting Together A Business Plan

In order to be successful in any business you need to make sure that you have a business plan put together and the same is true when you are building a Louisville real estate business company. A business plan for real estate investments is the key to making sure that your business does well and stays afloat.

Photo of a house made of money
If done correctly, a real estate investment company can be a very lucrative business, even here in Louisville, Kentucky.
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