#1 Real Estate Blog in Louisville Kentucky

Louisville Mortgages: Are They Really Debts?

A lot of people refer to debt and mortgage in the same breath when they discuss their Louisville house mortgage. This is kind of amusing when you think about it because a mortgage is a debt with a breath of investment in it. Can it really be referred to as a debt when it is a rock-solid investment opportunity as well?

Picture of a house made of money in a cute neighborhood
How do you look at your Louisville mortgages? Are they debts, investments, or both?
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Best Louisville Neighborhoods: Clifton

Clifton is a tradition-rich part of Louisville with a broad range of home sizes and shapes. More than a century has passed since the first homes were built here, yet we still see homes merely a decade old filling in a space between its elder siblings. From homes under $100k that likely need some work, to elegant charmers over $300k, Clifton has them all.

Photo of two cute homes in Clifton Louisville KY
These duplex properties in Clifton gave the owner the opportunity to live on one side and rent out the other.
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Top 5 Finishing a Basement Ideas

As of this writing, there are 6,326 active listings for Single-Family Homes in Louisville, according to our MLS. Of those, 3,717 (58%) have basements. If your home currently has an unfinished basement, I’m sure you’ve thought about the prospect of finishing it and adding to your home’s usable space, right?

Photo of a gorgeous finished basement in Louisville
The idea of finishing a basement is great, right Louisville? It’s a less expensive way to add additional living space. Just make sure you make the right choices.
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How to Maintain a Vacant Louisville Home While Up For Sale

So… what is the best way to maintain a vacant Louisville home while you are trying to sell it? Leaving a vacant home in Louisville up for sale can be very costly but it doesn’t have to be. You will still have to pay your taxes, mortgage payments, and other expenses. Generally speaking, it is always best to avoid selling a vacant property whenever possible.

Photo of a vacant room
Selling a home that is vacant is always more challenging as many buyers have a difficult time imagining a room’s purpose.
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Louisville Real Estate Agent Salaries for 2011, Top Agents Grab Lion’s Share

I was very interested in the results when I began writing “So how much do Louisville real estate agents make?” last year.

Chart of Top 20% of Louisville real estate agents portion of all 2011 sales
The Top 20% of all Louisville real estate agents, 519 agents, accounted for about 2/3 of all real estate sales or $2,297,965,238.
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Flooring Trends at Louisville Home Show

It seems ironic that the Home & Garden Show was packed after last week’s severe weather, but this year’s event seemed more crowded than ever, and there seemed to be more booths as well. In addition to taking in the usual replacement windows, sunrooms, and UK/UofL handbags, I did have a chance to talk with some friends in the flooring industry about the latest trends.

Photo of a decorative tile used in kitchen backsplash
There are a multitude of decorative tiles that can be used in a variety of ways, such as this one from Mees Tile and Marble.
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Readers Beware: Media Writes For Money or Influence

I’ll admit it, I’m idealistic. Whether that’s a genetic or learned behavior, I’m not in a position to deduce. But I am, and at the midway point of this life, I doubt that’ll change.

Photo of a home in Louisville Kentucky
Sure, it costs less to clad the exterior with vinyl side than brick but not half the price of the entire home.
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Louisville Brings a Lot to the Table with Healthy Business Climate

Photo of home in affordable Louisville
Affordable housing plays a strong role in how companies view a city’s attractiveness. | Photo: Tre Pryor

Moving a company headquarters or manufacturing plant is a major decision.

Executives weigh the pros and cons across a myriad of factors before arriving at the best choice. State tax codes, amount of skilled/non-skilled labor, proximity to strategic partners, and geographic location — each play a strong role.

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