Credit Cards and Mortgages: There’s a Link

Photo of man applying for a Louisville mortgage.
Applying for your Louisville mortgage can be quick and easy. Preparing to apply by being smart with your credit cards, which affects your credit rating, really pays off!

There is a direct link between your credit cards and mortgage in Louisville! You believe me, don’t you? And… it does not have to do with using your credit card with a 30% rate of interest to purchase your new home.

The link between your card and your mortgage lies in your credit rating. If your credit is out of whack, you are not going to be able to qualify for a mortgage. If you want to buy a house and get approved for a home loan you need to make sure that your credit card bill payments reflect responsible credit ownership so that the lenders consider you a good risk.

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